Investment planning

Investment Management


Investment management is one of the cornerstones to a successful retirement, and choosing your own investments can be daunting if you're not an expert.

Our advisors are here to guide you in making prudent financial choices, allowing you to pursue both immediate and future financial objectives efficiently. With our support, you'll navigate decisions with confidence. Furthermore, we'll continuously oversee, rebalance, and uphold your portfolio to ensure it remains aligned with your goals.

Financial planning

Financial Planning


If you fail to plan, you plan to fail. A successful retirement is about so much more than picking the right investments. In order to make the most of what's available to you, you need a holistic plan that integrates your investments, various retirement income sources, tax strategy, and desired legacy. Your unique financial situation and goals will be our primary focus as we provide tailored advice and assistance.

Financial planning

Roth Conversions


Did you know that we're currently in a historically low tax environment? Even if your income is lower in retirement, the rate at which you pay taxes could be higher. This situation presents us with a unique opportunity to make more of your money tax-free in retirement through Roth contributions and conversions.

Tax planning

Tax Strategies


Nobody wants to pay more taxes than is absolutely necessary. However, most people don't start planning for their future tax burden until it's too late to do anything about it.

Our team is dedicated to assisting you in navigating the unique tax challenges that federal employees encounter. We'll provide valuable insights into managing these challenges effectively. Moreover, we'll emphasize the significance of a proactive tax strategy, which can help you avoid unnecessary tax burdens in the future.

Retirement life

Retirement Planning


Retirement from the federal government demands more than just basic planning due to its distinctive challenges and risks. Our advisors specialize in addressing these intricacies. We collaborate with you to establish precise retirement objectives and devise strategies to progress toward those objectives.

But we don't stop there. We know that retirement isn't the finish line when it comes to your finances - in fact, in many ways, it's just the start. We walk THROUGH retirement with our clients to make sure their plan is always on track.

Medicare

Social Security & Medicare Guidance


Social Security benefits play a crucial role in retirement income, and the decisions you make before retiring can significantly impact the amount you receive. Additionally, Medicare part B can provide for peace of mind, but many federal employees have difficulty deciding whether to take it or keep only their FEHB. Our advisors will provide guidance on these issues and help you make informed decisions that align with your goals.

Legacy planning

Estate & Legacy Planning


Considering the unexpected, it's crucial to ponder whether your loved ones would be equipped to manage your affairs in the event of your passing. Our office offers vital guidance on estate planning strategies that can lead to a seamless transition of your assets to your beneficiaries. By exploring these options, you can ensure that your loved ones are well-prepared and informed about how to navigate this process, minimizing potential difficulties during a challenging time.

Financial planning

Federal Benefits Analysis


Your federal benefits are a cornerstone of your compensation as a federal employee. Our advisors are dedicated to helping you unlock the full potential of these benefits and comprehending how they function in retirement. We aim to offer you a thorough understanding of your annuity and survivor benefit choices, as well as insight into managing your Thrift Savings Plan. Our focus is on ensuring you possess the knowledge needed to make informed decisions regarding these critical components of your federal employment and retirement.