The Former Federal Employee’s Playbook for Returning to Work — Understanding the Financial Tradeoffs
Live Webinar for Former Federal Employees: The Tax Impact of Working After FERS Retirement
Date: April 29th, 2026
Time: 12:00pm EST
Register Here
Before you return to work, understand how earned income can affect your pension, taxes, and healthcare.
Many former federal employees consider returning to work after retirement.
For some, it creates additional income and flexibility. For others, it can quietly increase lifetime taxes, affect Medicare premiums, or change how retirement accounts should be managed.
If you’re receiving a FERS pension and thinking about working in the private sector, this educational webinar walks through the financial tradeoffs you should understand before deciding.
You’ll learn:
- How earned income interacts with your FERS pension
- The tax impact of salary combined with pension income
- How returning to work can affect your TSP strategy
- Healthcare considerations, including FEHB and future Medicare coordination
- Planning considerations around Roth conversions and potential IRMAA exposure
When you earn income again, it changes how the rest of your retirement fits together.
This session is designed specifically for former federal employees navigating that transition.
Register for the live webinar and understand the tax and pension tradeoffs before you return to work.
Who is Capital Financial Planners?
The world of retirement and investment planning can be overwhelming and full of generic advice. Our goal is to help you cut through the noise and gain clarity on your specific situation. With an in-depth understanding of federal employee benefits like FERS, CSRS, TSP, and Social Security, our independent advisors have the tools to prepare you for, and walk with you through retirement from the federal government or private sector employment.
